Close the deal thecustomer can afford.
Most homeowners don't have ₹2 lakh sitting idle — but they do have a monthly power bill. Put a solar EMI option in every proposal, take loan enquiries from the customer's phone, and raise GST milestone invoices with a payment link.
A loan for everykind of rooftop.
Home rooftop loan
For 1–10 kW home systems. Under PM Surya Ghar, public-sector banks lend without collateral for systems up to 3 kW.
- Collateral-free up to 3 kW
- Tenures up to 10 years
- Subsidy still goes to the customer
Society & RWA loan
Common-area solar for lifts, pumps and lighting, repaid from the drop in the society's maintenance bill.
- ₹18,000/kW central subsidy
- Committee resolution built in
- One loan, many flats
Commercial & industrial loan
Factories, schools, hospitals and shops pay a monthly EMI in place of a large share of their power bill.
- 10 kW to 1 MW
- EMI set against the bill
- Balance-sheet friendly tenures
Show the EMI next tothe bill it replaces.
Customers don't compare your price with another installer's — they compare the EMI with their electricity bill. This is the planner your sales team opens on the customer's sofa.
Savings cover the EMI with ₹92 to spare every month.
- Loan amount₹1,62,000
- Total interest₹43,381
- PM Surya Ghar subsidy₹78,000
Illustrative. Saving assumes 1,450 kWh per kW a year at ₹7/unit. Lenders set the final rate and tenure after credit checks.
From proposal toloan enquiry.
The loan conversation starts from the proposal the customer is already looking at. Their enquiry reaches your team with the system size and price attached.
- Offer — An EMI calculator sits in the proposal next to the cash price, worked out for that system.
- Enquire — The customer taps “Check eligibility” on the proposal link and sends the loan amount and tenure they want.
- Follow up — The enquiry lands on the proposal in your CRM, so your team can take it to the bank or NBFC you work with.
- Roadmap — Lender status updates and disbursal tracking on the project are on our roadmap.
The right papers,asked for once.
A typical checklist banks ask for, by borrower type, so your team can tell the customer what to keep ready. In-app document collection is on our roadmap.
Identity & address
- PAN card
- Aadhaar card, front and back
- Customer photo
- Mobile number and email for e-KYC
Income
- Salary slips for the last 3 months
- Bank statement for the last 12 months
Project
- Latest electricity bill
- Signed proposal with bill of materials and price
Bill by milestone,see who owes what.
GST invoices are raised against each project milestone and payments are recorded against them, so receivables are always current. Per-project profit and field expenses are on our roadmap.
Project profit Roadmap
Material from purchase orders, labour, transport, DISCOM fees and commissions — against the contract.
Milestone invoices & collections
GST invoices raised at each milestone, with a Razorpay payment link the customer can pay by UPI or card.
- INV-0311Advance · 30%₹93,000Paid · UPI
- INV-0318Material delivered · 60%₹1,86,000Due in 3 days
- INV-0324Commissioning · 10%₹31,000Not raised
Expenses from the field Roadmap
Site teams log expenses with a receipt photo on the phone app; managers approve and they post to the project.
- Crane hire · Baner₹3,500Approved
- Extra DC cable, 15 m₹870Approved
- Team lunch · Kothrud site₹640Pending
- Auto to DISCOM office₹180Pending
Before youask us.
Does SunSolarOne lend the money?
No. SunSolarOne is the software. Loans are made by banks and NBFCs. We show EMI options in your proposal and pass the customer's loan enquiry to you; we don't share it with lenders or arrange the loan.
Who sets the interest rate and tenure?
The lender, after checking the borrower's credit. The rates in the EMI planner and the lender cards in the proposal are indicative samples so your customer can see the shape of the deal.
Does taking a loan affect the PM Surya Ghar subsidy?
No. The subsidy is paid into the customer's bank account after commissioning however they paid for the system. Many customers use it to prepay the loan, which the planner can show.
Can we keep using Tally for accounts?
Yes. SunSolarOne raises GST invoices and records payments per project; your accountant keeps the books in Tally. Data can be exported as CSV or JSON today, and a direct Tally export is on our roadmap.
See SunSolarOne onyour own projects.
Start a free 14-day trial, or let us walk you through the platform with a real roof from your pipeline.